OPEN UNLIMITED VIRTUAL ACCOUNTS. INSTANTLY.

Upgrade your client account infrastructure and eliminate payment reconciliation pain with easy-to-implement virtual IBANs.

YOUR ACCOUNT INFRASTRUCTURE, POWERED BY US

Every business is built on the same bedrock: payments in and payments out. That’s why your business needs an account infrastructure that can scale as quickly as you are.

YOUR ACCOUNT INFRASTRUCTURE, POWERED BY US

Once you’ve opened the master accounts your business needs, you can issue unique virtual IBANs for every one of your customers, so you can track every penny and every cent.

Unlimited virtual accounts

For every underlying user

100 or 100,000: you can open as many named virtual accounts as you need, when you need them, for all your underlying clients.

Automate reconciliation

And simplify your operations

Remove human error and enhance your customer experience with full visibility over every incoming and outgoing transaction.

Every major currency

All in one place

Issue virtual accounts with Euro IBANs or GBP account numbers and sort codes, then add up to 11 secondary currencies.

Take your accounts up a gear

Take your accounts up a gear

With OpenPayd, you can use our API-powered technology to provide a unique IBAN to every one of your clients in seconds.

So no matter how quickly your business scales, whether at home or abroad, you’ll have the infrastructure you need, at your fingertips.

1 API, limitless virtual accounts

1 API, limitless virtual accounts

Our API is built by developers, for developers. With our documentation and sandbox environment, you’ll be up and running in as little as two weeks. And as your needs evolve, you can plug in additional financial services using OpenPayd’s modular platform.

YOUR NEW ACCOUNT INFRASTRUCTURE

Build a little or build a lot. Our payments and banking infrastructure is ready for whatever you need:

Master Account

Master Account

Open a Master account (also known as a pooled account), in Euro or GBP.

Sub Accounts

Sub Accounts

Start issuing sub-accounts (also called linked accounts) and virtual IBANs for your underlying users or customers.

Multi-Currency

Multi-Currency

Combine with our multi-currency account infrastructure and pay-out functionality to super-charge your global presence.

Open virtual accounts with 13 lines of code

Open virtual accounts with 13 lines of code

Simple, but effective. That’s our philosophy behind every API call.

Generate an account for a linked client with just two required parameters (“Currency” and a “friendlyName” for the account) and three optional ones. That’s all it takes to issue vIBANs like a pro.

Ready to explore using our API in your environment? Get started with our Sandbox today.

A FULL BANKING AND PAYMENTS ECOSYSTEM THROUGH A SINGLE API

OpenPayd's simple, developer-first API delivers Banking-as-a-Service with a modular architecture. Build a banking and payments service that grows and changes as you do.

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Supercharge your business with Embedded Finance.

Contact our team today to talk through your company's needs.