BE A BANK, WITHOUT BECOMING A BANK
Banking-as-a-Service (BaaS) allows you to deliver a suite of banking and payment services to your customers, without becoming a bank.
What is Banking-as-a-Service?
BaaS has a simple promise: offer accounts, payments, foreign exchange or any other banking services to your clients, without becoming a fully licensed bank.
With OpenPayd’s platform, that’s exactly what you get. Connect to our developer-friendly API and integrate the services you need into your client-facing portal. An all-in-one experience for your customers is just one integration away.
Transform your business with BaaS
Expand your offering
Unlock additional revenue streams and increase brand stickiness, with a full suite of banking services.
Global licensing network
Our global reach means we can support your business as you grow and expand across new markets.
The only API you’ll need
Everything delivered via a single, developer-friendly API integration, regardless of how quickly you scale.
Your new Banking-as-a-Service platform
We’ve built a full suite of banking and payments services, from accounts and virtual IBANs, card acquiring and foreign exchange.
All the services of a bank, ready to be plugged into the heart of your business.
Banking, by API
The OpenPayd API is designed with developers in mind. We require minimal tech input from your teams and can have your banking services set up in a matter of weeks.
Want to see the nuts and bolts? You’ll find our API docs here - no surprises.
A full banking and payments ecosystem through a single API
OpenPayd’s simple, developer-first API delivers Banking-as-a-Service with a modular architecture.
Build a banking and payments service that grows and changes as you do.
Accounts
Hold, receive, and send money in multiple currencies with unlimited virtual accounts.
FX
Convert funds across 100+ currencies through API-enabled FX with spot pricing and instant settlement.
Payments
Make and receive payments locally or internationally with access to OpenPayd’s global banking network.
Supercharge your business with embedded finance. Contact our team today to talk through your company's needs.
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