OPEN UNLIMITED VIRTUAL ACCOUNTS. INSTANTLY.
Upgrade your client account infrastructure and eliminate payment reconciliation pain with easy-to-implement, full-functionality accounts and virtual IBANs.
Accounts infrastructure, powered by OpenPayd
Every business is built on the same bedrock: payments in and payments out. That’s why your business needs an account infrastructure that can scale as quickly as you are.
Open the master accounts your business needs to manage every payment flow. Then issue unique virtual IBANs for every one of your customers, so you can track every penny and every cent.
Combine with our unique product features like automatic sweeping of client balances, and you’ve got a world-class accounts infrastructure, built for world-class businesses.
The OpenPayd difference
Unlimited virtual accounts
100 or 100,000: you can open as many accounts as you need, when you need them, across every major currency.
Automate reconciliation
Remove human error and enhance your customer experience with full visibility over every transaction.
Everything you need
Euro IBANs and GBP account numbers and sort codes - we’ve got the payments infrastructure your clients will need.
Take your accounts up a gear
With OpenPayd, you can use our API-powered technology to provide a unique IBAN to every one of your clients in seconds.
So no matter how quickly your business scales, whether at home or abroad, you’ll have the infrastructure you need, at your fingertips.
Your new account infrastructure
Build a little or build a lot. Our payments and banking infrastructure is ready for whatever you require:
Open a Master account (also known as a pooled account), in Euro or GBP.
Start issuing sub-accounts (also called linked accounts) and virtual IBANs for your underlying users or customers.
Combine with our multi-currency account infrastructure and pay-out functionality to super-charge your global presence.
One API, limitless virtual accounts
Our API is built by developers, for developers. With our documentation and sandbox environment, you’ll be up and running in as little as two weeks. As your needs evolve, you can plug in additional financial services using OpenPayd’s modular platform.
Open virtual accounts with 13 lines of code
Simple, but effective. That’s our philosophy behind every API call.
Generate an account with just two required parameters (“Currency” and a “friendlyName” for the account) and three optional ones. That’s all it takes to issue vIBANs like a pro.
Ready to explore using our API in your environment? Get started with our Sandbox today.
A full banking and payments ecosystem through a single API
OpenPayd’s simple, developer-first API delivers Banking-as-a-Service with a modular architecture.
Build a banking and payments service that grows and changes as you do.
Accounts
Hold, receive, and send money in multiple currencies with unlimited virtual accounts.
FX
Convert funds across 100+ currencies through API-enabled FX with spot pricing and instant settlement.
Payments
Make and receive payments locally or internationally with access to OpenPayd’s global banking network.
"OpenPayd is enabling us to innovate ahead of demand, embedding new financial services products into our offering, and transforming personal finance and wealth management for our customers.”
Supercharge your business with embedded finance. Contact our team today to talk through your company's needs.
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