OPEN UNLIMITED VIRTUAL ACCOUNTS. INSTANTLY.
Upgrade your client account infrastructure and eliminate reconciliation pain with easy-to-implement, full-functionality accounts and virtual IBANs.
Virtual accounts from OpenPayd
Transform how your customers send and receive money, from wherever they are in the world. With a unique virtual IBAN assigned to every user, you can track every penny and cent, rationalising your reconciliation. You can create a limitless number of accounts in multiple currencies, with all functionality delivered through one smart API.
The OpenPayd difference
Unlimited virtual accounts
100 or 100,000: you can open as many accounts as you need, when you need them.
Automate reconciliation
Remove human error and enhance your customer experience with full visibility over every transaction.
One powerful API
Implement a solution through our developer friendly API, in days, not months.
How our accounts work
With OpenPayd, you can use our API-powered technology to provide a unique IBAN to every one of your clients, giving them a single financial reference for all their account activity. Our virtual accounts can be created in seconds, so no matter how quickly your business scales, whether at home or abroad, you’ll have the infrastructure you need, at your fingertips. Got UK-based clients? Don’t worry, we’ll provide a sort code and account number for every account that needs them.
Accounts, powered by API
Our API is built by developers, for developers. With our documentation and sandbox environment, you’ll be up and running in as little as two weeks. As your needs evolve, you can plug in additional financial services using OpenPayd’s modular platform.
A full banking and payments ecosystem through a single API
OpenPayd’s simple, developer-first API delivers Banking-as-a-Service with a modular architecture.
Build a banking and payments service that grows and changes as you do.
Accounts
Hold, receive, and send money in multiple currencies with unlimited virtual accounts.
FX
Convert funds across 100+ currencies through API-enabled FX with spot pricing and instant settlement.
Payments
Make and receive payments locally or internationally with access to OpenPayd’s global banking network.
"OpenPayd is enabling us to innovate ahead of demand, embedding new financial services products into our offering, and transforming personal finance and wealth management for our customers.”
Supercharge your business with embedded finance. Contact our team today to talk through your company's needs.
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