Transform how your customers send and receive money, from wherever they are in the world. With a unique virtual IBAN assigned to every user, you can track every penny and cent, rationalising your reconciliation. You can create a limitless number of accounts in multiple currencies, with all functionality delivered through one smart API.
100 or 100,000: you can open as many accounts as you need, when you need them.
Remove human error and enhance your customer experience with full visibility over every transaction.
Implement a solution through our developer friendly API, in days, not months.
With OpenPayd, you can use our API-powered technology to provide a unique IBAN to every one of your clients, giving them a single financial reference for all their account activity. Our virtual accounts can be created in seconds, so no matter how quickly your business scales, whether at home or abroad, you’ll have the infrastructure you need, at your fingertips. Got UK-based clients? Don’t worry, we’ll provide a sort code and account number for every account that needs them.
Our API is built by developers, for developers. With our documentation and sandbox environment, you’ll be up and running in as little as two weeks. As your needs evolve, you can plug in additional financial services using OpenPayd’s modular platform.
OpenPayd’s simple, developer-first API delivers Banking-as-a-Service with a modular architecture.
Build a banking and payments service that grows and changes as you do.
Hold, receive, and send money in multiple currencies with unlimited virtual accounts.
Convert funds across 100+ currencies through API-enabled FX with spot pricing and instant settlement.
Make and receive payments locally or internationally with access to OpenPayd’s global banking network.
"OpenPayd is enabling us to innovate ahead of demand, embedding new financial services products into our offering, and transforming personal finance and wealth management for our customers.”