Five years in, our Head of Customer Success Shahrukh (Shah) Khan looks back at his experience, and what the future will hold.
Embedded Finance is arguably the biggest development in fintech for decades. In this whitepaper we explore its high levels of interest, and the reasons behind them.
In order to establish yourself as a super-app in the age of embedded finance, you’ve got to take advantage of what embedded finance is facilitating.
It’s the most transformative development to finance since online payments. Now embedded finance will radically change how financial services are experienced.
Cryptocurrencies and investments are more popular than ever. So what’s holding them back from even wider adoption?
All financial services can be embedded, but payments, banking, lending and insurance are currently the industry’s four largest segments.
Open Banking was a breath of fresh air, giving third parties access to personal account information, and the ability to move their money as they wished.
The talent you need is out there, you may just have to dig a little deeper to find it as you build out your first internal fintech team.
Payments is the front-runner of the embedded finance revolution. Our latest whitepaper explores exactly how European brands are embracing embedded payments.
Over 10% of companies have launched embedded finance propositions and more than a third expect to launch embedded financial services in the next year.
What in the crypto community often are referred to as on-ramp and off-ramp solutions. No one is building solid and long-lasting ramps.
Virtual IBANs are just one of the forces that are unlocking international payments for growing businesses. They’re helping to build a world where the transfer of money is faster, safer and more flexible than ever before.
The pandemic has accelerated a tech-first approach to finance, and with Banking-as-a-Service and Embedded Finance gathering speed, the near future looks exciting for both consumers and businesses.
A CBDC is a digital currency that is issued by a central bank. It is similar to well-known cryptocurrencies in that it operates on a digital-only framework.
Bulk payment services can handle both international payments and domestic payments, making automatic bank transfers via SEPA, Faster Payments, ACH and more.
APIs are the key component bringing finance into a new era. Banking-as-a-Service, Open Banking and Embedded Finance all rely on API integration, connecting non-financial companies and financial institutions.
As the global economy becomes increasingly interconnected and the necessity for business FX and cross-border payments increases, there’s an emerging ‘expectancy gap’.
Banking-as-a-Service (BaaS) describes an ecosystem in which licensed financial institutions provide access to their services to non-financial businesses, generally through API integrations.
Embedded Finance is taking Banking-as-a-Service a step further, all achieved through API integrations. Are we about to see a plethora of non-financial companies offering financial services?
Open Banking is changing finance. PISPs and AISPs have already made an impact, but Banking-as-a-Service and Embedded Finance will really shake things up.
All we had at the time was a name and a logo. Everything else was up to me. From a Brand Designer's perspective, it was a golden egg!
As COVID-19 continues to dramatically affect people around the world, many of us have had to quickly adjust to working from home.
The OpenPayd team has shown a tremendous degree of flexibility. I'll be taking advantage of the new flexible working policy, allowing staff to work abroad for 60 days each year.
I recently marked my second anniversary at OpenPayd. For the first few months, I prepared test scenarios for our native apps and web project (mostly for API and UI).
AISPs are at the heart of the Open Banking landscape, and many of the first wave of Open Banking-enabled products and services rely entirely on Account Information Services.
A virtual IBAN (International Bank Account Number) is a virtual account reference number allocated by a banking or payments provider to provide local payment.
After going live with the MVP, I’ve been entrusted with a number of additional Product areas for the business including CRM (Salesforce), Data & Reporting, and Open Banking.
Together with other DevOps Engineers, we ensured an impressive uptime of the applications and supported the launch of OpenPayd’s new banking platform.
An improved business FX strategy can be the best gift a CFO can give themselves. Ending a reliance on a traditional banking partner for cross border payments and FX processes is easier than you think.
From accessing the mid-market rate available on the wholesale FX markets to multi currency-accounts, business FX issues can be fixed.
Financial technology (fintech) software will always be in scrupulous need of quality assurance in order to help launch bug-free and highly competitive products.
Banking-as-a-Service (BaaS) describes an ecosystem in which licensed financial institutions provide access to their services to non-banking businesses, generally through the use of APIs.
Embedded Finance is the use of Banking-as-a-Service and API-driven banking and payments services to integrate financial services within other environments and ecosystems.
From routines to communication, we’ve outlined some ideas below and included some activities to keep you fit and healthy in mind, body and soul.
At OpenPayd we've devised a Future of Work policy, allowing employees to work from home, the office, and spend 60 days working overseas.
OpenPayd, a leading global payments and banking-as-a-service (BaaS) platform for the digital economy, today announced it is working with SwissBorg, a cryptocurrency wealth management platform.