Embed the financial services you need to power your growth.
Build new products, streamline your operations and manage payments globally, with our Banking-as-a-Service infrastructure.
Whatever you want to achieve, OpenPayd's API-driven banking and payments technology makes it simple.
Create new customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again.
Build new functionality fast, with our modular, API-powered tech. Backed up by market-leading rates, coverage and support.
Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more.
OpenPayd’s simple, developer-first API delivers Banking-as-a-Service with a modular architecture.
Build a banking and payments service that grows and changes as you do.
Hold, receive, and send money in multiple currencies with unlimited virtual accounts.
Convert funds across 100+ currencies through API-enabled FX with spot pricing and instant settlement.
Make and receive payments locally or internationally with access to OpenPayd’s global banking network.
Built for Developers
Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.
Our sandbox is a testing environment where you can see how to use our API to create accounts, manage transactions, make payments and more.
Explore our Sandbox >
We don’t believe in surprises. All our integration documentation, guides and API reference information are available in one place.
Read our documentation >
Fintech Rewired is our interview series on the future of embedded finance. One of our team taking part in a head-to-head competition with one of the leaders of our industry (Season 1: a few friendly games of shuffleboard).
Fintech Rewired is your chance to hear from the people building the next generation of financial services. We go beyond the hype, the buzzwords and the noise to speak with those who have made fintech what it is today.
“OpenPayd is enabling us to innovate ahead of demand, embedding new financial services products into our offering, and transforming personal finance and wealth management for our customers.”
OpenPayd’s API-driven infrastructure allows you to integrate an entire ecosystem of financial products through a single connection.
Global businesses use OpenPayd's platform to embed financial services within their existing products and ecosystems.
Run your entire FX operation through OpenPayd's suite of cutting-edge currency management tools, including deep automation and API-enabled spot pricing.
Build your marketplace on a solid foundation, with the truly modern banking and payments platform from OpenPayd.
We understand crypto. Supercharge your digital asset business with access to an entire ecosystem of crypto-first banking and payments services.