ONE API, UNLIMITED POSSIBILITIES

Embed the financial service you need, with a single, developer-friendly API.

Out of the box payments and banking infrastructure

Every embedded finance project hinges on one question: How good is the API? It’s the point that makes (or breaks) every implementation.
At OpenPayd, we built our API for developers, with low integration times and accessible documentation. Everything you need to implement a banking solution, fast.

Sandbox

Sandbox

Our sandbox is a testing environment where you can see how to use our API to create accounts, manage transactions, make payments and more.

EXPLORE OUR SANDBOX
Documentation

Documentation

We don’t believe in surprises. All our integration documentation, guides and API reference information are available in one place.

READ OUR DOCUMENTATION
cURL
curl --location --request POST 'https://sandbox.openpayd.com/api/oauth/token?grant_type=client_credentials \
--header 'Authorization: Basic base64(username:password)' \
--header 'Content-Type: application/x-www-form-urlencoded'
{
"access_token": "eyJhbGciOiJSUzI1NiIsInR5c...",
"token_type": "bearer",
"expires_in": 899,
"scope": "test",
"accountHolderId": "570de05f-2517-4b5e-aa2c-b8abacf13d00",
"clientId": "015c8655-c5ad-4c05-9146-d232792acc36",
"referralId": "e42e06db-f40c-48d0-8d69-4dd194027541",
"accountHolders": {
"570de05f-2517-4b5e-aa2c-b9abacf13d00": {
	"accountHolderDisplayName": "Test Business",
	"id": "570de05f-2517-4b5e-aa2c-b9abacf13d00",
	"accountHolderType": "BUSINESS",
	"accountHolderStatus": "ACTIVE",
	"referralId": "e42e06db-f40c-48d0-8d69-4dd19b027541"
}
},
"accountHolderStatus": "ACTIVE",
"clientTenantId": "b300b9ee-41c2-4ce3-86b6-4678e7fb6fee",
"authorities": [
"SIMULATE_WEBHOOK",
"GET_BALANCE",
"CREATE_BANK_PAYOUT",
"CREATE_WEBHOOK",
"CREATE_TRANSACTION",
"CREATE_REFUND",
"GET_WEBHOOK",
..."
],
"jti": "2891e435-8920-4466-865f-573e4a929cee",
"accountHolderType": "BUSINESS"
}

The Leading Experts in Tech

Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.

Everything you need, in one place

ONE SINGLE API

The entire OpenPayd banking and payments platform delivered through a single API, minimising your integration work.

READ OUR INTEGRATION GUIDES

A FULL BANKING AND PAYMENTS ECOSYSTEM THROUGH A SINGLE API

OpenPayd's simple, developer-first API delivers Banking-as-a-Service with a modular architecture. Build a banking and payments service that grows and changes as you do.

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Supercharge your business with Embedded Finance.

Contact our team today to talk through your company's needs.