Embed the financial service you need, with a single, developer-friendly API.
Every embedded finance project hinges on one question: How good is the API? It’s the point that makes (or breaks) every implementation.
At OpenPayd, we built our API for developers, with low integration times and accessible documentation. Everything you need to implement a banking solution, fast.
Our sandbox is a testing environment where you can see how to use our API to create accounts, manage transactions, make payments and more.
EXPLORE OUR SANDBOXWe don’t believe in surprises. All our integration documentation, guides and API reference information are available in one place.
READ OUR DOCUMENTATIONcURL curl --location --request POST 'https://sandbox.openpayd.com/api/oauth/token?grant_type=client_credentials \ --header 'Authorization: Basic base64(username:password)' \ --header 'Content-Type: application/x-www-form-urlencoded' { "access_token": "eyJhbGciOiJSUzI1NiIsInR5c...", "token_type": "bearer", "expires_in": 899, "scope": "test", "accountHolderId": "570de05f-2517-4b5e-aa2c-b8abacf13d00", "clientId": "015c8655-c5ad-4c05-9146-d232792acc36", "referralId": "e42e06db-f40c-48d0-8d69-4dd194027541", "accountHolders": { "570de05f-2517-4b5e-aa2c-b9abacf13d00": { "accountHolderDisplayName": "Test Business", "id": "570de05f-2517-4b5e-aa2c-b9abacf13d00", "accountHolderType": "BUSINESS", "accountHolderStatus": "ACTIVE", "referralId": "e42e06db-f40c-48d0-8d69-4dd19b027541" } }, "accountHolderStatus": "ACTIVE", "clientTenantId": "b300b9ee-41c2-4ce3-86b6-4678e7fb6fee", "authorities": [ "SIMULATE_WEBHOOK", "GET_BALANCE", "CREATE_BANK_PAYOUT", "CREATE_WEBHOOK", "CREATE_TRANSACTION", "CREATE_REFUND", "GET_WEBHOOK", ..." ], "jti": "2891e435-8920-4466-865f-573e4a929cee", "accountHolderType": "BUSINESS" }
Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.
OpenPayd's simple, developer-first API delivers Banking-as-a-Service with a modular architecture.
Build a banking and payments service that grows and changes as you do.
Contact our team today to talk through your company's needs.
If you need more information, here's how OpenPayd can help: