Embed the financial services you need to power your growth.
Build new products, streamline your operations and manage payments globally, with our Banking-as-a-Service infrastructure.
Digital businesses deserve better banking and payments. Too many are still trying to build modern user experiences on top of decades-old infrastructure. We knew there must be a better way.
At OpenPayd, we are building embedded finance and Banking-as-a-Service infrastructure that powers business growth. With our financial services infrastructure, innovative companies are building new products, streamlining their operations and managing their payments on a global scale.
Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.
Our sandbox is a testing environment where you can see how to use our API to create accounts, manage transactions, make payments and more.
EXPLORE OUR SANDBOXWe don’t believe in surprises. All our integration documentation, guides and API reference information are available in one place.
READ OUR DOCUMENTATIONcURL curl --location --request POST 'https://sandbox.openpayd.com/api/oauth/token?grant_type=client_credentials \ --header 'Authorization: Basic base64(username:password)' \ --header 'Content-Type: application/x-www-form-urlencoded' { "access_token": "eyJhbGciOiJSUzI1NiIsInR5c...", "token_type": "bearer", "expires_in": 899, "scope": "test", "accountHolderId": "570de05f-2517-4b5e-aa2c-b8abacf13d00", "clientId": "015c8655-c5ad-4c05-9146-d232792acc36", "referralId": "e42e06db-f40c-48d0-8d69-4dd194027541", "accountHolders": { "570de05f-2517-4b5e-aa2c-b9abacf13d00": { "accountHolderDisplayName": "Test Business", "id": "570de05f-2517-4b5e-aa2c-b9abacf13d00", "accountHolderType": "BUSINESS", "accountHolderStatus": "ACTIVE", "referralId": "e42e06db-f40c-48d0-8d69-4dd19b027541" } }, "accountHolderStatus": "ACTIVE", "clientTenantId": "b300b9ee-41c2-4ce3-86b6-4678e7fb6fee", "authorities": [ "SIMULATE_WEBHOOK", "GET_BALANCE", "CREATE_BANK_PAYOUT", "CREATE_WEBHOOK", "CREATE_TRANSACTION", "CREATE_REFUND", "GET_WEBHOOK", ..." ], "jti": "2891e435-8920-4466-865f-573e4a929cee", "accountHolderType": "BUSINESS" }
At OpenPayd, we are a diverse team of over 150 experts from all over the world. But every OpenPayder has joined for the same reason: to build a better payments experience for our clients and their customers.
We are building a global licence network, designed to support our clients (and their customers) wherever they are doing business.
Contact our team today to talk through your company's needs.
If you need more information, here's how OpenPayd can help: