Embed the financial services you need to power your growth.
Build new products, streamline your operations and manage payments globally, with our Banking-as-a-Service infrastructure.
Embed accounts and payments wherever they’re needed in your product environment. Whatever your building, our tech will give you the functionality you need.
Offer the services your customers need, where they need them, with our global licensing and regulatory coverage underpinning every payment you make.
Payment reconciliation giving your operations team a headache? Show them you care, with virtual IBANs that reconcile every payment automatically.
Your next revenue line could be closer than you realise, with the FX and banking services your customers didn’t know they needed.
Digital businesses deserve better banking and payments. Too many are still trying to build modern user experiences on top of decades-old infrastructure. We knew there must be a better way.
At OpenPayd, we are building embedded finance and Banking-as-a-Service infrastructure that powers business growth. With our financial services infrastructure, innovative companies are building new products, streamlining their operations and managing their payments on a global scale.
Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.
Our sandbox is a testing environment where you can see how to use our API to create accounts, manage transactions, make payments and more.
EXPLORE OUR SANDBOX
We don’t believe in surprises. All our integration documentation, guides and API reference information are available in one place.
READ OUR DOCUMENTATIONcURL curl --location --request POST 'https://sandbox.openpayd.com/api/oauth/token?grant_type=client_credentials \ --header 'Authorization: Basic base64(username:password)' \ --header 'Content-Type: application/x-www-form-urlencoded' { "access_token": "eyJhbGciOiJSUzI1NiIsInR5c...", "token_type": "bearer", "expires_in": 899, "scope": "test", "accountHolderId": "570de05f-2517-4b5e-aa2c-b8abacf13d00", "clientId": "015c8655-c5ad-4c05-9146-d232792acc36", "referralId": "e42e06db-f40c-48d0-8d69-4dd194027541", "accountHolders": { "570de05f-2517-4b5e-aa2c-b9abacf13d00": { "accountHolderDisplayName": "Test Business", "id": "570de05f-2517-4b5e-aa2c-b9abacf13d00", "accountHolderType": "BUSINESS", "accountHolderStatus": "ACTIVE", "referralId": "e42e06db-f40c-48d0-8d69-4dd19b027541" } }, "accountHolderStatus": "ACTIVE", "clientTenantId": "b300b9ee-41c2-4ce3-86b6-4678e7fb6fee", "authorities": [ "SIMULATE_WEBHOOK", "GET_BALANCE", "CREATE_BANK_PAYOUT", "CREATE_WEBHOOK", "CREATE_TRANSACTION", "CREATE_REFUND", "GET_WEBHOOK", ..." ], "jti": "2891e435-8920-4466-865f-573e4a929cee", "accountHolderType": "BUSINESS" }
At OpenPayd, we are a diverse team of over 150 experts from all over the world. But every OpenPayder has joined for the same reason: to build a better payments experience for our clients and their customers.
We are building a global licence network, designed to support our clients (and their customers) wherever they are doing business.
“OpenPayd is enabling us to innovate ahead of demand, embedding new financial services products into our offering, and transforming personal finance and wealth management for our customers.”
Cyrus Fazel – Founder at SwissBorg
"OpenPayd’s unique API-driven infrastructure will help our teams continue to shape the future of payments, automating time-consuming processes, delivering improved operational efficiency and an even better service for our customers."
Rupert Lee-Browne – CEO at Caxton
“We chose to work with OpenPayd because of its ability to help us access SEPA real-time payment rails and the speed of integration its API enables. This collaboration forms part of our continued efforts to provide a premium customer service experience to our growing user base.”
Paolo Ardoino – CTO at Bitfinex
Contact our team today to talk through your company's needs.
If you need more information, here's how OpenPayd can help:
